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Fair Debt Collection Practices Act: Volume 1

Name: Fair Debt Collection Practices Act: Volume 1
Brand: Independently Published
SKU: 9798588551083
Price: 18149 HUF
Availability: InStock

Szerző: Landmark Publications

Nyelv:

Kötés: Puha kötésű

Kiadó: Independently Published

Elérhetőség: Beszállítói készleten

Küldés 9-13 napon belül

18 149 Ft

THIS CASEBOOK contains a selection of U. S. Court of Appeals decisions that analyze, interpret, and...

Információk a könyvről

Szerző

Landmark Publications

Nyelv

Angol

Kötés

Könyv - Puha kötésű

Kiadva

2021

oldal

540

EAN

9798588551083

Enbook ID

37828279

Kiadó

Independently Published

Súly

711

Méretek

152 x 229 x 28

Teljes leírás

THIS CASEBOOK contains a selection of U. S. Court of Appeals decisions that analyze, interpret, and apply provisions of the Fair Debt Collection Practices Act. Volume 1 of the casebook covers the District of Columbia Circuit and the First through the Fifth Circuit Court of Appeals.* * * The statutory purposes of the FDCPA are to "eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses." 15 U.S.C. § 1692(e). "The legislative history of the passage of the FDCPA explains that the need for the FDCPA arose" because of a number of different "collection abuses," such as the use of "'obscene or profane language, threats of violence, telephone calls at unreasonable hours, [and] misrepresentation of a consumer's legal rights.'" Kropelnicki v. Siegel, 290 F.3d 118, 127 (2d Cir. 2002) (quoting S. Rep. No. 95-382, at 2 (1977), reprinted in 1977 U.S.C.C.A.N. 1695, 1696). The legislative history of the FDCPA is clear that the statute also was intended to "eliminate the recurring problem of debt collectors dunning the wrong person." S. Rep. No. 95-382, at 4, reprinted in 1977 U.S.C.C.A.N. at 1699. The report of the House of Representatives explained:This bill also protects people who do not owe money at all. In the collector's zeal, collection efforts are often aimed at the wrong person either because of mistaken identity or mistaken facts. This bill will make collectors behave responsibly towards people with whom they deal.... Certainly a person who has a common name and is being hounded by a debt collector because of the debts of another person deserves the protection this legislation will offer. In far too many cases debt collectors do not even bother to double check common names before beginning collection efforts.H.R. Rep. 95-131 at 8 (1977). Wagner v. Chiari & Ilecki, LLP, 973 F. 3d 154 (2nd Cir. 2020)

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Fair Debt Collection Practices Act: Volume 1

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