Könyv Finance and Economics Discussion Series Berger

Finance and Economics Discussion Series

The Economic Effects of Technological Progress: Evidence from the Banking Industry

Nyelv: Angol
Kötés: Puha kötésű
Kiadó: Bibliogov
Elérhetőség: Beszállítói készleten
Küldés 14-21 napon belül
6 199 Ft
This paper examines technological progress and its effects in the banking industry. Banks are intens...

Információk a könyvről

Nyelv
Angol
Kötés
Könyv - Puha kötésű
Kiadva
2013
oldal
46
EAN
9781288715862
ISBN
9781288715862
Enbook ID
08274751
Kiadó
Súly
100
Méretek
189 x 246 x 3

Teljes leírás

This paper examines technological progress and its effects in the banking industry. Banks are intensive users of both IT and financial technologies, and have a wealth of data available that may be helpful for the general understanding of the effects of technological change. The research suggests improvements in costs and lending capacity due to improvements in "back-office" technologies, as well as consumer benefits from improved "front-office" technologies. The research also suggests significant overall productivity increases in terms of improved quality and variety of banking services. In addition, the research indicates that technological progress likely helped facilitate consolidation of the industry.

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