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Microfinance as a driving force for socio-economic development in emerging economies. Measuring its effectiveness in North India

Name: Microfinance as a driving force for socio-economic development in emerging economies. Measuring its effectiveness in North India
Brand: Grin Publishing
SKU: 9783668091160
Price: 14202 HUF
Availability: InStock

Szerző: Kumar Deepam

Nyelv:

Kötés: Puha kötésű

Kiadó: Grin Publishing

Elérhetőség: Beszállítói készleten

Küldés 5-8 napon belül

14 202 Ft

Master's Thesis from the year 2015 in the subject Business economics - Economic Policy, grade: A2, U...

Információk a könyvről

Szerző

Kumar Deepam

Nyelv

Angol

Kötés

Könyv - Puha kötésű

Kiadva

2015

oldal

EAN

9783668091160

ISBN

3668091161

Enbook ID

02867757

Kiadó

Grin Publishing

Súly

127

Méretek

148 x 210 x 5

Teljes leírás

Master's Thesis from the year 2015 in the subject Business economics - Economic Policy, grade: A2, University of Limerick (Kemmy Business School), course: MSc in Financial Services, language: English, abstract: This thesis examines the effectiveness of microfinance in the socio-economic development with the major focus on poverty reduction and gender equality (in the sense of women empowerment) in Northern part of India.§§The purpose of this research is to measure the effectiveness of microfinance in the sense of socio-economic development in the Northern part of India. The aim has been accomplished by using the methods of statistical analysis and through the examination of primary and secondary data. The methods of data analysis that were employed in the research incorporated chi-square tests, independent sample t-tests and binary logistic regressions.§§The data has been analysed based on the survey of 100 respondents, who were below nationally defined poverty line in Lucknow (Major metropolitan city of North India) and areas nearby. The survey data was divided into two parts i.e. 60% of the respondents were the non-microfinance respondents and remaining 40% were the microfinance recipients. Recommendations regarding the research have been based on the findings from the analysis. Findings of the study have shown that young entrepreneurs who are below poverty line are more likely to apply for the micro loan. This has been explained by the binary logistic regression analysis of the whole sample. Further, the findings show that microfinance has very low outreach in North India.§§This has been explained by the data from the MIX market, level of awareness of microfinance among the non-microfinance respondents and the case study of Nat Purva Village near Lucknow. Furthermore, the results disclosed that microfinance recipients face difficulty while applying to micro loan due to which they also face difficulty in paying the loan amount with interest back. This has been explained by the chi-square test and binary logistic regression analysis of the responses from the microfinance recipients.§§However, overall impact of microfinance on both poverty reduction and gender equality is turned out to be positive. This has been explained by MFI's major focus on women entrepreneurs, changes in social and economic conditions of the recipients after taking the micro loan, expenditure of the recipients on education of children, recipient's recommendations regarding micro loan and the ability of recipients to apply for the micro loan again.