Buying property in Australia as a migrant is a different game - and almost nobody writes the rulebook for it. Until now.
Most Australian property guides are written by people who've never dealt with FIRB approval, never had a parent overseas trying to wire a deposit, and never had to build a credit file from zero in a country that doesn't recognise anything you did financially before you arrived. This one is different - because the authors have lived every chapter of it themselves.
Written by a CPA and an engineer-turned-property-investor who between them have bought and sold more than ten Australian properties as migrants, this book is the guide they wish someone had handed them before their first purchase. It skips the generic advice and goes straight to the specific, practical detail that new-to-Australia buyers actually need - checked and current as of 8 July 2026.
Inside, you'll learn:
- How borrowing capacity, credit files, and deposit savings actually work when you have no Australian financial history
- Every first home buyer concession, state by state - including traps that catch newcomers off guard
- How visa status determines what you're legally allowed to buy under FIRB, and the surcharges, vacancy fees, and land taxes that stack on top
- How to move family money from overseas the right way, with documentation banks won't reject, and what happens when a parent overseas wants to go on title
- A data-driven framework for choosing a suburb - including school catchments and commute reality-checks for migrant families
- New build vs. established homes: warranty periods, depreciation, and off-the-plan risk, weighed properly
- The entire purchase process start to finish, plus how to vet a building inspector, conveyancer, and agent
- What Australia's 2027 tax reform (negative gearing changes, CGT overhaul, Division 296) means for your decision right now
- How to structure ownership - personal name, trust, company, or SMSF - and get home insurance right
- What changes when you're ready to buy a second property
Every dollar figure, threshold, and legal position is dated and sourced, with clear guidance on where to verify it before you exchange contracts - because in this space, vague advice is what gets migrant buyers into trouble.
Whether you're a first home buyer building your very first Australian credit file, a new permanent resident navigating the system solo, or a foreign investor working through FIRB for the first time, this book was written for exactly where you are.
This book is educational only and does not constitute financial, legal, tax, migration, or investment advice.
